Category Archives: Debt Consolidation

The Need for Debt Consolidation Program

A Debt consolidation program is a great avenue for Canadians who need assistance and permanent solutions to unwanted personal debt accrued through credit cards, personal loans, etc. Unsecured loans through these credit avenues add up before one realizes that outgoing … Continue reading

Leave a comment

Reasons Why People Are Declined for Debt Consolidation Loans

When people face financial hardship, they tend to look for ways to raise funds to pay off their debts. One popular solution is a debt consolidation loan. However, not everyone is eligible to obtain a loan. Many applications get rejected … Continue reading

2 Comments

Building Good Credit Without Debt

Many people have the misconception that building good credit requires one to get into debt. However, this isn’t true. One can build a good credit history without having to pay high interest rates. Is there really a need to build … Continue reading

1 Comment

Dealing with Unexpected Expenses

It’s human nature to ignore things that are in the future and to focus on the short-term. However, when it comes to finances, ignoring the future comes with a cost. Many people are unprepared for “unexpected” expenses that do not … Continue reading

1 Comment

Payday or a RePayment Day?

For many of us, Friday is a Payday and it’s time to celebrate. However, for some of the people Friday is a “Payday Loan Repayment day” and that is not a very good thing. The network of payday lenders has … Continue reading

1 Comment

Debt consolidation versus bankruptcy: which one should you choose?

According to the latest data provided by The Government of Canada, 132,253 bankruptcy cases were filed between August 2010- August 2011. Although, the number of insolvencies was down by 9.9% when compared with the previous period, the figure is still … Continue reading

3 Comments

Choose the right road for getting freedom from debt

If you are finding it difficult to repay your debts, it’s time to look at the debt relief processes for achieving freedom from your financial liabilities. The two most preferred options are debt settlement and debt consolidation. Many people get … Continue reading

2 Comments