Protect Your Identity

• Sign all debit and credit cards as soon as you receive them. Or write the words "PHOTO ID REQUIRED" on the back.That way IF someone did find your card and tried to swipe it to make a purchase an attentive retailer should ask to see ID before allowing the purchase.
• Never lend your credit cards to anyone or share your PIN number. Keep the card in-sight when the retailer swipes the card - and DO NOT make your pin easy to guess or write it down - anywhere
• Cover or shield the pin pad when entering your PIN at ATMs or at the terminal
• If an ATM card reader looks like it has been tampered with or seems unusual - do not use it. Report it to the ATM's bank, credit union or retailer.
• Cancel and destroy credit cards you do not use and keep a list of the ones you do use.
• Carry only the identification information and credit cards that you need. Keep key identification such as your Social Insurance Number card and your passport in a safe place at home or in a secure deposit box. This way, if your identification is lost or stolen, you can act quickly to ensure your identity is not stolen and missing cards are replaced quickly.
• Know your billing cycles and follow up with your creditors and utility companies if your bills do not arrive on time.
• Check each of your monthly credit card statements. Immediately report any irregularities in your statements to the issuing credit card company.
• Shred or destroy paperwork you no longer need, such as bank machine receipts, receipts from electronic and credit card purchases, utility bills, and any document that contains personal and/or financial information.
• Shred or destroy pre-approved credit card applications you do not want before putting them in the trash.
• Secure personal information in your home or office so that it is not readily accessible to others, who may have access to the premises.
• Do not give personal information out over the phone, through the mail, or over the Internet unless you are the one who initiated the contact and know the person or organization with whom you are dealing.
• Password-protect your credit card, bank, and phone accounts, but do not keep a written record of your PIN number, social insurance or social security number, or computer passwords where an identity thief can easily find them. For example, don’t keep your PIN in your wallet with your bank card.
• Order a copy of your credit report from the major credit reporting agencies at least once a year. Make sure your credit report is accurate and includes only those transactions that you have authorized.